Category: Home Buying

Consumer confidence edged lower in May amid persistent inflation and rising gas prices, yet demand for existing homes showed signs of resilience. While households remain cautious about big-ticket spending, the housing market continues to attract interest from buyers who are adapting to the current economic climate. Inflation and Gas Prices Weigh on Consumer Sentiment According… Continue reading Consumer Confidence Slips But Interest In Housing Remains

Mortgage rates continued their upward climb this week, hitting the highest level in nine months and adding fresh pressure to an already challenging housing market. The benchmark 30-year fixed-rate mortgage rose to 6.53%, up from 6.51% the previous week, according to mortgage buyer Freddie Mac. While the latest figure remains below last year’s 6.89%, the… Continue reading Mortgage Rates Reach 9-Month High

Portability is a powerful Florida property tax benefit that allows homeowners to transfer their accumulated “Save Our Homes” (SOH) tax savings from one homesteaded property to another within the state. Introduced via constitutional amendment in 2008, it helps long-time homeowners avoid massive tax increases when they move. If you’ve benefited from the Save Our Homes… Continue reading What Is Portability For Florida Real Estate?

Buying a home is one of life’s biggest milestones. With the right preparation and mindset, it can be a confident, rewarding experience rather than a stressful one. A thoughtful approach helps buyers navigate today’s housing market while protecting their long-term financial wellness. Here are the essential steps to homeownership that help you find the right… Continue reading 5 Key Steps To Homeownership

Florida’s reputation as a top migration destination remains strong, even as the post-pandemic boom has cooled. While the frenzied influx of 2021–2022 has moderated, more people are still moving to the Sunshine State than before 2020. The difference now lies in who is moving and how affordability is reshaping the market. For Florida Realtors and… Continue reading Migration To Florida Has Slowed Down But Hasn’t Stopped

Rising gas prices are reshaping the U.S. housing market in 2026. With national averages climbing above $4 per gallon in recent weeks—up significantly from earlier lows—homebuyers are recalculating their total cost of ownership. Fuel costs, often called the “commute tax,” now weigh heavily alongside mortgage payments, property taxes, and insurance. This article explores how higher… Continue reading The Impact Of Rising Gas Prices On Home Searches

A new 2026 analysis shows that buying a home in Florida’s major markets can generate hundreds of thousands of dollars more in wealth over 10 years than renting — even if renters invest every dollar they save. AD Mortgage’s “10-Year Rent vs. Buy Wealth Study” examined 250 U.S. cities. It compared the projected equity of… Continue reading Buying Is Better Than Renting In Florida

Buying a fixer-upper can be an exciting opportunity, especially in competitive real estate markets where move-in-ready homes often come with premium price tags. But many buyers quickly discover that financing a home needing repairs can be challenging. That’s where a Federal Housing Administration 203(k) loan can help. A 203(k) loan allows homebuyers and homeowners to… Continue reading What Are 203(k) Loans And How Do They Work?

Buying a home is one of the biggest financial decisions you’ll make. Getting it right means comfort and building wealth over time. Getting it wrong can lead to stress, being “house poor,” or worse. Here’s a practical, step-by-step guide to figuring out a realistic home budget in today’s market. Why “How Much Home Can I… Continue reading How Much Home Can I Afford?

Highland Beach, Florida, is a hidden gem on the South Florida coast—a small, upscale barrier island community between Boca Raton and Delray Beach. With a population of around 4,300, pristine Atlantic Ocean beaches, and an exclusive residential feel, it offers a serene coastal lifestyle without the crowds or commercial hustle of larger beach towns. If… Continue reading The Top 5 Reasons To Move To Highland Beach, FL