The Importance Of A Walk Through

A walk-through is a critical step in the home buying process.

Buying a home is an extremely exciting time in anyone’s life. Of course, there are various potential obstacles between getting a property under contract and the closing table. Assuming you can get through the potential stumbling blocks of price negotiations, inspections, a loan approval, and other items, it is important to conduct a thorough walk-through… Continue reading The Importance Of A Walk Through

What Is A Transaction Broker?

In Florida, real estate agents default as transaction brokers.

If you have ever purchased or sold a home in Florida with the assistance of a real estate agent, then it is quite likely that you have worked with a transaction broker. A transaction broker is a licensed real estate agent who acts as a neutral third party in a real estate transaction. In the… Continue reading What Is A Transaction Broker?

What Is An Assumable Mortgage?

With rising interest rates, an assumable mortgage may be a great option.

It is no secret that home prices are high these days. In particular, high demand states such as Florida are seeing these prices hold up even as buyer demand has decreased. Add in rising interest rates and many home buyers have been priced out of the market entirely. With this said, there is one segment… Continue reading What Is An Assumable Mortgage?

What Is An FHA Loan?

An FHA loan may be a great option for first-time homebuyers.

For many Americans, high home prices and rising mortgage interest rates have put the dream of home ownership out of reach. If you feel like you are in this boat, then this article is for you. Fortunately, an FHA loan may be a great option for you. An FHA loan is a mortgage loan that… Continue reading What Is An FHA Loan?

Choosing A Neighborhood To Raise A Family

There are lots of factors to consider when looking for a family friendly neighborhood.

Choosing a neighborhood to raise a family is a big decision. There are many factors to consider, such as the cost of living, the quality of schools, the crime rate, and the availability of family-friendly amenities. Not only is buying a home likely the biggest financial investment in your life, where you raise your family… Continue reading Choosing A Neighborhood To Raise A Family

What Is A Construction Loan?

Building a custom home with a construction loan is a viable option in the current market.

For several years now, home buyers have had to contend with a low inventory of homes for sale. Of course, a byproduct of this has been home prices remaining high as well. As a result, more buyers have had to consider obtaining a construction loan to build a new home instead. As it’s name implies,… Continue reading What Is A Construction Loan?

Common Issues When Buying A House

When buying a house, it is important to be aware of the potential pitfalls.

After spending time seeing what seems like an endless number of homes, you have now gotten a property under contract! Congratulations, you will now be the owner of a new home soon, right? Well, not so fast. The reality is that getting a property under contract is only one of many steps required when buying… Continue reading Common Issues When Buying A House

The Top Cities For Online Home Searches

Florida continues to dominate the nation for home searches.

Virtually all home searches begin online these days. As with most things, mobile searches in particular, have grown exponentially. Of course, if you are old enough, you may remember the days when you would have to meet your real estate agent at the local brokerage office to look through the MLS books for properties for… Continue reading The Top Cities For Online Home Searches

Bank Failures And The Housing Market

How will the recent bank failures impact the housing market?

Over the past week, we have seen two of the largest bank collapses in U.S. history take place. First, Silicon Valley Bank (SVB) failed on March 10, 2023. Then, just two days later Signature Bank failed on March 12, 2023. Needless to say, this news sent shock waves across the U.S. economy as these were… Continue reading Bank Failures And The Housing Market

What Is Title Insurance?

Title insurance is a necessity and we explain what it is.

If you have ever purchased a home, then you have likely purchased title insurance. As with any insurance, title insurance protects against loss. In a nutshell, this type of insurance protects against unforeseen risks related to the property’s past that could threaten the ownership of the property. These protections extend to ownership claims on a… Continue reading What Is Title Insurance?